Right now the real estate market is offering you a perfect opportunity to better your life.  New loan programs provide people like you the means to homeownership and all of the benefits that come with owning your own home.

            Most renters think that they can't afford a mortgage payment.  However, in this unfortunate time of economic downturn, there has been a substantial increase in foreclosed homes that are available for sale, mass reduction in home prices, and the lowest interest rates seen in decades.  Chances are that if you can afford your monthly rent then you can also afford a monthly mortgage payment.  In some cases you may find that the monthly mortgage payment is actually lower than the monthly rental payment.

            Another reason people don't buy their own home is because they can't save enough money to make a down payment.  With this new loan program you will not need a down payment.  You can finance 100% of the sales price.  You can also finance your closing costs.  In today's real estate market you can buy a house without putting any money down.

            Last but definitely not least is the tax benefits from owning your own home.  This is quite possibly the best aspect of home ownership.  At the end of the year you get to write off all of the mortgage interest on your personal tax returns.  On an $80,000 house, that could be as much as $6,000.  Think about what you could do with a tax benefit of $6,000.

            Think about this.  Right now you could own the home that you are currently living in, buy it without putting any money down, finance your closing costs, and your mortgage payment would be the same if not lower than your monthly rental payment.  To top it all off you will save thousands of dollars on your tax returns from your new tax benefit because you are a home owner.  What are you waiting on???  Don't miss out on this perfect opportunity!  Take your life into your own hands and make renting a part of your past!